Help others to help themselves for FREE!

New users to Kiva can get a free $25 loan to give to a deserving low-income entrepreneur! All you have to do is select your borrower and sign up for Kiva! It takes less than 5 minutes, but it can make a lasting impact on the life of a borrower and his/her family/community. So please sign up for a free trial of Kiva!

What's Kiva?

We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.

What is microfinance?

Microfinance is a general term to describe financial services to low-income individuals or to those who do not have access to typical banking services. Microfinance is also the idea that low-income individuals are capable of lifting themselves out of poverty if given access to financial services. While some studies indicate that microfinance can play a role in the battle against poverty, it is also recognized that is not always the appropriate method, and that it should never be seen as the only tool for ending poverty.